This is the single most confusing structure in funded futures, and it is confusing for an honest reason rather than a sneaky one. MyFundedFutures publishes it plainly. People just do not expect a plan to change its own physics partway through.
The stage that costs people accounts is the middle one
You pass the evaluation under end-of-day rules, where an intraday spike you never close cannot hurt your floor. You build a habit around that. Then you get funded, and the rule quietly inverts.
In the funded stage, MyFundedFutures says it directly: the floor follows unrealized gains. Your highest open profit pulls the threshold up against you, in real time, whether or not you ever close the trade.
The habit you built passing the evaluation is the habit that breaks the funded account.
On a funded 50K the anchor is $0, not $50,000. The size on the label is buying power. Your floor opens at negative $2,000 and climbs toward $100.
The buffer is the whole game
Once your balance clears starting balance plus $100, the trailing stops for good. MyFundedFutures is unusually direct about this being the trade-off you accepted: "After building your buffer above the starting balance +$100, the trailing threshold stops moving and becomes static."
Below that buffer you are racing your own floor. Above it, the floor is a fixed line and every dollar you earn is permanent room. Getting to $100 of profit on a funded Rapid account matters more than the next $5,000, because it changes what kind of account you are trading.
Pro is the calmer plan, and it says so
MyFundedFutures Pro uses end-of-day trailing in both evaluation and sim funded. Their own comparison is worth quoting because it is the clearest explanation either firm has published:
"Intraday trailing (used by Rapid) updates the trailing max-loss line in real time as your equity moves up during the session. Your highest unrealized P&L can pull the floor up against you. EOD trailing (used by Pro) only updates the line at the end of each trading day, based on your closing balance."
On Pro, after your first approved payout, the max loss line locks permanently at your starting balance plus $100. Before that payout it is still climbing, and this is the one place where MyFundedFutures' own pages are ambiguous about exactly when the lock arms. Where a firm contradicts itself we take the conservative reading, which means we show your floor as still trailing until the payout is approved, and we tell you the other reading exists.
Neither plan has a daily loss limit once funded
There is no daily lockout to catch you. On most firms a bad day ends in a timeout and the account survives. Here the trailing floor is the only hard stop, and hitting it is terminal.
That is the real reason the intraday stage is dangerous. There is no intermediate failure mode. You are fine until you are finished.
Run your own account through it Every MyFundedFutures plan family and every stage, with the anchor, the basis and the freeze applied correctly for the stage you are actually in. Free, no signup.Read it yourself
Everything above is read from MyFundedFutures' own plan pages. Rules change without notice, so check them against the source rather than trusting this page: