Traders talk about "a 50K account" as though it means something. It does not. Below is every plan across Topstep, Apex, Take Profit Trader and MyFundedFutures that a trader would describe that way, read from each firm's own published pages.
| Firm | Stage | Floor moves on | Anchor | Distance | Freezes at | Daily limit |
|---|---|---|---|---|---|---|
| Topstep | Evaluation | End of day | $50,000 | $2,000 | $50,000 | Optional |
| Topstep | Express funded | End of day | $0 | $2,000 | $0 | Optional |
| Topstep | Live | Never moves | n/a | n/a | $1,000 | Mandatory |
| Apex | Evaluation | Live equity | $50,000 | $2,000 | Never | None |
| Apex | Evaluation (EOD) | End of day | $50,000 | $2,000 | Never | Fixed |
| Apex | Performance | Live equity | $50,000 | $2,000 | $50,100 | Tiered |
| Apex | Performance (EOD) | End of day | $50,000 | $2,000 | $50,100 | Tiered |
| Take Profit Trader | Test | End of day | $50,000 | $2,000 | $50,000 | None |
| Take Profit Trader | PRO | Live equity | $50,000 | $2,000 | $50,000 | None |
| Take Profit Trader | PRO+ (live) | End of day | $0 | $2,000 | $0 | None |
| MyFundedFutures | Rapid eval | End of day | $50,000 | $2,000 | $50,100 | None |
| MyFundedFutures | Rapid funded | Live equity | $0 | $2,000 | $100 | None |
| MyFundedFutures | Rapid live | End of day | $0 | $2,000 | $0 | None |
| MyFundedFutures | Pro funded | End of day | $50,000 | $2,000 | $50,100 | None |
| MyFundedFutures | Pro live | Never moves | n/a | n/a | $140 | You set it |
Abridged to one row per distinct rule shape. The full set is 28 plans; the calculator carries all of them, plus 67 more at other account sizes.
What actually differs, and why it matters more than the price
Live equity versus end of day
This is the biggest single fork. On a live equity account, an open trade that runs $1,000 in your favour and closes at $500 permanently costs you $1,000 of room while paying you $500. On an end of day account, the same trade costs you nothing until it closes.
Same trader, same day, same account size. Five times the difference in remaining room. That is not a rounding error, it is a different job.
The anchor is not the account size
Four of the plans above start at $0, not $50,000. The number on the label is buying power. If you anchor your math to it on one of those, every figure you produce is wrong by fifty thousand dollars.
The freeze is the milestone nobody celebrates
Freeze levels here range from $0 to $50,100, and on two Apex evaluations the floor never stops trailing at all. On the plans that do freeze, reaching that level is the most important thing that happens to the account, because it converts a moving target into a fixed line. Most traders could not tell you their number.
Six different answers to "what stops me today"
Across these plans the daily loss limit is variously: absent entirely, optional and off by default, a fixed dollar figure, a tier set by yesterday's closing profit, mandatory, or a number the firm assigns you individually. On the plans with none, nothing stops you mid-session at all. The trailing floor is the only hard stop, and hitting that one is terminal rather than a timeout.
Choosing a prop firm on the price of the evaluation is choosing a mortgage on the application fee.
Where this comes from
Every figure is read from the firm's own published rules and cross-checked against the calculator's rule engine, which runs 19 numeric test cases plus a check that asserts every claim on these pages against the underlying data. Where a firm contradicts its own pages, and three of these four do, we take the conservative reading and say so rather than quietly picking one.
Rules change without notice. Treat this as a second opinion on your own reading, never as a substitute for it.